Vocational Recovery Solutions (VRS), a division of Lockhart, Morris & Montgomery, is a proactive agency enabling our clients the ability to concentrate on their business while we focus on the bottom line. We have established a multitude of professional business relationships within the vocational industry partnering with schools, alternative funding companies, and servicing organizations.

We offer our clients a wide range of services to include:

• Collections – VRS is a proactive debt collection agency with a belief and a talent in recovering the maximum amount of debt with a minimum amount of cost to you, our client.
  
  
• Bad Debt – With our underwriting expertise, we can determine the value of your bad debt and can offer cash-now solutions through the acquisition of your debt instrument.
  
  
• Alternative Funding & Servicing– We currently provide collections to several financial institutions.  Through these relationships, we are able to offer other funding & servicing opportunities for your organization.