Company Profile

The VRS Advantage

Industry Partnerships


Letter Series

On-Site Collections

Litigation Intervention

Asset &
Liability Investigation

Diplomatic Mediation

General Information

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Vocational Recovery Solutions (VRS), a division of Lockhart, Morris & Montgomery, is a proactive agency enabling our clients the ability to concentrate on their business while we focus on the bottom line. We have established a multitude of professional business relationships within the vocational industry partnering with schools, alternative funding companies, and servicing organizations.

We offer our clients a wide range of services to include:

  • Collections – VRS is a proactive debt collection agency with a belief and a talent in recovering the maximum amount of debt with a minimum amount of cost to you, our client.

  • Bad Debt – With our underwriting expertise, we can determine the value of your bad debt and can offer cash-now solutions through the acquisition of your debt instrument.

  • Alternative Funding & Servicing– We currently provide collections to several financial institutions.  Through these relationships, we are able to offer other funding & servicing opportunities for your organization.